SFG Annuity Trainers (CALannuityCE) Policies

Privacy Statement

G.F. SHAVE, Inc., doing business as SFG Annuity Trainers, has created this privacy statement in order to demonstrate our firm commitment to privacy. The following discloses our information gathering and dissemination practices for this Web site.

SFG Annuity Trainers, is committed to maintaining your privacy. All information provided to us by you is held with the utmost care and security to protect your account information against unauthorized access or release. SFG Annuity Trainers does not collect information on our web site visitors such as names, addresses, telephone numbers or e-mail addresses, unless you elect to provide SFG Annuity Trainers with that information.

Registration

Once you register, SFG Annuity Trainers uses the information provided by customers to set up educational services. We (SFG Annuity Trainers or SFG Annuity Marketing, Inc.) may also use the information to contact customers to further discuss customer interest in our company, including other continuing education courses, annuity products offered by SFG Annuity Marketing Inc., and to send information regarding our company or partners, such as promotions, events, and other related product offerings.

SFG Annuity Trainers does not rent, sell or otherwise make available e-mail addresses to anyone.

Links

This web site may contain links to other sites. Please be aware that we are not responsible for the privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of each and every web sit that collects personally identifiable information. This privacy statement applies solely to information collected by this Web site.

Cookies

When you use CALannuityCE.com, we will store cookies on your computer in order to facilitate and customize your use of our site. Our cookies store randomly-assigned user identification numbers to help identify you while using our site, and to make the site run more smoothly and help us to maintain a secure site. You will be unable to shop or take the certification test on our site without your browser set to accept cookies. CALannuityCE.com cookies do not persist on your computer. The cookies are removed once you exit your web browser. Advertisers on this site may use cookies. However, we have no access to or control over these cookies.

Financial Information

All financial and billing information that we collect through the Web site is used solely to check the qualifications of prospective customers and to bill for services. This billing information is not used by SFG Annuity Trainers for marketing or promotional purposes. SFG Annuity Trainers uses a third-party intermediary to manage credit card processing. This intermediary is solely a link in the distribution chain, and is not permitted to store, retain, or use the information provided, except for the sole purpose of credit card processing. Other third parties, such as content providers, may provide content on the Web site but they are not permitted to collect any information nor does SFG Annuity Trainers share any user information with these parties.

Secure Site Statement

To ensure security, CALannuityCE.com uses 128 Bit Secure Socket Layer (SSL) encryption while transacting your personal and payment information.

Refund Policy

Online self-study: If you completed CalAnnuityCE and credit was awarded, there are no refunds. Otherwise you will be entitled to a full refund less a $15 registration fee provided you cancel within 10 days of the purchase date.

Paper-based self-study: If you completed CalAnnuityCE and credit was awarded, there are no refunds. Otherwise you will be entitled to a full refund less a $15 registration fee provided you cancel within 10 days of the purchase date and return the course in reusable condition at your own expense.

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